Affording Addiction Treatment

January 9, 2020

You understand that you have an addiction and that you need help. Still, you have come to the utterly hopeless conclusion that you will never be able to afford treatment. Your substance abuse lingers over your head, giving you a sense of impending doom. Recovery feels like it is always out of your reach every time you look up rehabilitation centers.

Treatment centers require assessments, inpatient, outpatient, counseling, therapy, detox, and dedication. The only box you feel like you can check on that list is your willingness to participate wholeheartedly. Everything else on that list looks like dollar signs.

Depending on what types of treatment you need or if you find you have more than one diagnosis, you can feel despair wrap around you. Your treatment can be expensive, and you will not know to what extent until afterward. Drowning in debt sounds just as horrible as staying under the influence, so why bother.

Money can be a considerable hindrance in seeking out recovery. A great deal of your cash has been spent on your addiction.  To make matters worse, you struggle to hold down a job or keep health insurance. No matter the reason that you feel you cannot receive professional help, affording treatment should not be such a huge stumbling block.

What You Can Do!

  1.   The Affordable Healthcare Act (ACA): Also known as “Obamacare”, this is a healthcare system that helps people below the poverty level make addiction treatment more affordable. All you have to do is log onto their website to apply at
  2.   Private Insurance: If you have insurance, give the company a call. They will usually cover your treatment expenses and, sometimes, all of it. They can also refer you to treatment centers that take your insurance as well, making the process for finding a treatment center easier.
  3.   Financing Options: Some treatment centers offer financing options and help you sign up for payment plans that help you repay them.
  4.   Working: Going through treatment is a demanding process, and when you get released, you may not know how to spend your extra time. Working can help you spend your time wisely, pay for your treatment, and give your life a sense of purpose. Treatment centers can also help put you on a reasonable repayment plan to work with your new job.
  5.   Loans: You can always take out a loan and work to pay it off. After treatment, you will be in a much better frame of mind to go to work.
  6.   Out of Pocket: Let’s be honest, you have spent thousands of dollars feeding your addiction. Why not put that money to better use by paying for treatment instead?
  7.   Scholarships and Grants: There are rehab facilities, non-profits, and research centers that will award scholarships or grants to those in desperate need of treatment. You will need to fill out online applications, attend screenings and interviews, or be put on a waitlist. Still, there are plenty of places to apply that are happy to be helping you.

It could actually cost more in the long run if you do not get clean now. Overdoses send you to the ER. Drug use also increases the risk of heart attack, stroke, and mental illness. Each of these conditions also lands you to the hospital. One hospital visit can cost thousands of dollars, and that does not even include their treatment.

We can talk about this until we are blue in the face, but the honest truth is you need treatment, and you are using the excuse of affordability. The longer you avoid it, the more it can end up costing you later in life. You can get your life back on track, and the professionals are there to help you do it. When you enter recovery with an eagerness to become sober, it can open doors for you.

When you are sober, you can gain new friends, mend relationships, get the job you have always wanted, try something you have always wanted to do. The addiction does not have to rule your life, and neither does the cost of treatment. There are places you can go to get financial help, and they are more than happy to be of assistance. You do not have to feel hopelessly stuck in your addiction because you think you cannot afford treatment. There are options, you just have to take the first step.

Don’t let financial difficulties stand in the way of treating your addiction. After all, we never let a lack of money prevent us from getting high or drunk! Wondering what step you should take next? Unsure of what services would be the best fit for you? Call Steps Recovery Centers today – 385-250-1701– to talk with one of our trained clinicians. With levels of care from outpatient to residential, we can meet you where you are and help boost your journey to recovery.

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